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Bitcoin is the de-facto digital currency that runs independently of any government monitoring or central authority. The good news is that it’s never been easier for Finnish traders to buy Bitcoin from the comfort of home.

For those new to crypto, this guide explains how to buy Bitcoin in Finland safely and with low fees. We also detail the benefits of adding Bitcoin to a portfolio, alongside an overview of the best online brokers for the task.

How to Buy Bitcoin in Finland – Quick Guide

Traders researching how to buy Bitcoin in Finland will discover it’s never been easier. This is especially the case when opting to sign up with a broker like eToro.

The platform is incredibly simple to navigate, traders can buy Bitcoin in Finland instantly, and fees are low and transparent.

Follow this four-step walkthrough to buy Bitcoin in Finland right now:

  • Step 1: Open an eToro AccountTo create a broker account at eToro, click ‘Join Now’, which will open an online registration form. Enter all relevant details surrounding identity, as well as contact details. Traders are also required to choose a username and password, in addition to completing the KYC process.
  • 💳 Step 2: Deposit Funds – To buy Bitcoin online in Finland, a deposit of $50 (about 47 EUR) or more is required. There is also a small deposit fee of 0.5% to pay to convert EUR to USD. There are multiple payment types accepted which include credit/debit card, PayPal, Neteller, Sofort/Klarna, SEPA, and Trustly.
  • 🔎 Step 3: Search for Bitcoin – Type ‘Bitcoin’ into the search bar. The search bar can be found on the main dashboard at eToro. When Bitcoin appears in the list, click the ‘Trade’ button to reveal an order form.
  • 🛒 Step 4: Buy Bitcoin – eToro supports fractional investing. As such, Finnish traders can stake just $10 (about 9 EUR) or more on Bitcoin to add it to their portfolio. Click ‘Open Trade’ to confirm the Bitcoin investment.

Cryptoassets are a highly volatile unregulated investment product. No UK or EU investor protection.

Finish traders can skip the KYC process but will not be able to make a withdrawal and will be limited on the deposit amount accepted. Although it has to be said, the whole KYC process takes less than 2 minutes on average.

As such, most traders upload their ID and proof of residency at the time of creating an account.

We offer a more detailed walkthrough of how to sign up and buy Bitcoin Finland with low commissions later on. This will be useful for beginners as screenshots are included.

Note: Finnish traders will find that most Bitcoin brokers operate in the world’s reserve currency, US dollars. As such, we will refer to any fees and spot prices in USD instead of EUR throughout this guide on how to buy Bitcoin in Finland.

Where to Buy Bitcoin in Finland

It is super important that traders properly research where to buy Bitcoin in Finland.

Below is a list of the top brokers that allow Finnish traders to access Bitcoin in a low-cost manner.

In these reviews, we include information surrounding fees, features, ease of use, alternative assets, and much more. This should alleviate some of the stress of deciding where to buy Bitcoin in Finland.

1. eToro – Overall Best Place to Buy Bitcoin in Finland

etoro logo

eToro was founded in 2007 and began offering Bitcoin in 2013. The online broker has since added over 70 other cryptocurrencies to its platform. Moreover, eToro allows traders to buy Bitcoin in Finland with ease as the platform layout is simple and free from complicated jargon.

We also like that there are other assets available to trade. This includes stocks listed on the Helsinki stock exchange and beyond. There are also ETFs, currencies, and commodities. Finnish traders can deposit as little as $50 to get started.

Furthermore, deposit options are diverse and include credit/debit cards, Skrill, Neteller, SEPA, Trustly, and Sofort/Klarna. Traders can also buy Bitcoin with PayPal, Skrill, or Neteller. There is a small fee to pay when depositing euros at eToro. However, the amount charged is only 0.5% of any non-USD deposit.

etoro review

The minimum order amount is only $10 at eToro, which enables traders to buy a fraction of a BTC token. This is ideal for the majority of traders, who might not otherwise be able to afford a full Bitcoin. The commission fee to buy Bitcoin online at eToro is a low and transparent 1%.

There are some stand-out trading features on this trading platform. This includes Copy Trading. For those unaware, this allows traders of varying skill-sets to copy the positions of a seasoned investor.  The user will head over to the Copy Trading section at eToro and choose a top-performing investor to allocate funds to.

Each time the Copy Trader buys or sells a cryptocurrency, it will be mirrored in the investors’ own portfolio, in proportion to the amount allocated.

eToro app

This is a great way for Finnish traders to shorten the learning curve. Smart Portfolios are also offered by eToro. Instead of copying one person, this allows users to invest in a collection of cryptocurrencies chosen by eToro. Smart Portfolios are rebalanced frequently and there are around ten based on crypto assets alone.

eToro offers a free mobile app for Android and iOS users, so traders are able to buy Bitcoin in Finland on the go. Finally, eToro operates under the supervision of numerous financial bodies. This includes the FCA, CYSEC, ASIC, and the SEC. As such, this is a secure place to buy Bitcoin online.

Number of Cryptos 70+
Debit Card Fee 0.5%
Fee to Buy Bitcoin 1% plus the market spread
Minimum Deposit $50


  • Overall best place to buy Bitcoin in Finland
  • Regulated by multiple financial bodies
  • Low trading fees and a minimum deposit of just $50
  • 70+ leading crypto coins supported
  • Copy Trading tool allows for passive investments
  • Top mobile app for iOS and Android
  • Also supports stocks, ETFs, forex, and commodities

Cryptoassets are a highly volatile unregulated investment product. No UK or EU investor protection.

2. – Buy and Sell Bitcoin Plus 250 Other Digital Assets logo is another good crypto exchange in Finland for traders looking to buy Bitcoin in Finland, and there are also more than 250 alternative digital assets available. The commission fee to trade is capped at 0.4% on all cryptocurrencies. This platform has its own native token called CRO.

When using this digital currency to pay trading fees, investors are entitled to a rebate. When opting for this, traders will find that fees have been deducted from the CRO balance instead of their funds.

There are also staking benefits at When staking CRO for 180 days or more, traders can receive up to 14.5% APR on a daily basis. When it comes to funding a account, options include SEPA, which is fee-free. There is also the more speedy option of credit/debit card deposits, however, note this attracts a fee of 2.99% of the amount.

The minimum deposit is $20 (about 19 EUR). Furthermore, as well as offering Bitcoin and other crypto assets, this platform also provides access to an NFT marketplace. This enables Finnish traders to buy NFTs fee-free. People can also auction off and bid on rare digital assets, mint creations into NFTs, and showcase collections in a digital gallery.

Importantly, as we touch on later, traders should be aware that cryptocurrencies are taxed in Finland. As such, when traders exchange or buy Bitcoin, they will have to pay capital income tax on gains made from crypto transactions. Moreover, income earned from the mining of Bitcoin is subject to municipal and progressive earned taxes. makes it easier for Finnish Bitcoin traders as there is a tax calculator available. This allows Finnish traders to import transactions and generate a full crypto tax report, without the need for a third party. Moreover, offers a free mobile app for those who wish to check their investments or buy Bitcoin on the move.

Number of Cryptos 250+
Debit Card Fee 2.99%
Fee to Trade Crypto Up to 0.4% standard commission
Minimum Deposit $20


  • More than 250 coins supported
  • Never pay more than 0.4% to trade
  • Supports debit and credit card payments
  • Crypto interest accounts with high yields
  • Crypto loans and NFT marketplace
  • User-friendly mobile app

Cryptoassets are a highly volatile unregulated investment product.

3. Bitstamp – Great Bitcoin Exchange for Experienced Pros   

bitstamp review

Bitstamp is based in Luxembourg and offers more experienced traders a great platform from which to buy Bitcoin in Finland. This crypto exchange provides traders with access to an intuitive interface.

The platform is primarily aimed at pro investors. It features an advanced desktop interface with numerous analytical tools, various order types, and real-time insights into the markets.

The Bitstamp platform also offers leading API connectivity and a fully comprehensive mobile app or full trading functionality on the go.

bitstamp review

In terms of fees, there is a standard commission of 0.5% payable to buy Bitcoin. This fee is reduced for traders that buy and sell cryptocurrencies in higher quantities.

There are more than 155 markets to trade at Bitstamp. Traders can fund their accounts via SEPA with no charge. Alternative deposit methods are inclusive of credit/debit cards, although notably, this attracts a fee of 5%.

Number of Cryptos 155+ markets
Debit Card Fee 5%
Fee to Trade Crypto Up to 0.5% standard commission
Minimum Deposit Not stated


  • Established back in 2011
  • High-level trading tools and features
  • Downloadable desktop software

Cryptoassets are a highly volatile unregulated investment product.

4. Coinbase – Buy Bitcoin in Minutes With Visa/MasterCard

coinbase logo

Coinbase is a highly reputable crypto exchange from which to buy Bitcoin in Finland. There is a commission fee to buy cryptocurrencies at Coinbase. This is 1.49% of each buy and sell order. There are multiple payment methods supported at Coinbase.

Traders can make a deposit via SEPA, which is free of charge. Traders can also buy Bitcoin with PayPal, or alternative options include credit/debit cards which are instant. However, do note the latter payment types command a fee of 3.99%.

A minimum deposit of $50 is recommended. Whereas, the minimum trade is $10. Coinbase offers some advanced trading tools via its pro platform. This includes advanced order options and interactive charts.

coinbase platform screenshot

Coinbase has also launched an NFT marketplace. Moreover, this platform is popular for its Coinbase Earn feature. This allows traders to earn digital assets whilst they learn about the markets.

Put simply, via Coinbase Earn, traders can watch videos and complete quizzes to receive digital tokens. The Coinbase Visa card allows people to spend digital currencies as they would fiat.

Traders interested in this may also like the Coinbase Card app. This makes it easier to track Bitcoin transactions and manage their spending on the go. Moreover, qualifying traders can borrow cash using Bitcoin as collateral.

Number of Cryptos 150+
Debit Card Fee 3.99%
Fee to Trade Crypto 1.49% standard commission
Minimum Deposit $50 is recommended


  • Global crypto exchange that is regulated by the SEC
  • 150+ coins supported
  • Very user-friendly
  • Small investment minimums supported

Cryptoassets are a highly volatile unregulated investment product.

5. Binance – Low-Commission Bitcoin Exchange   

binance logo

Binance is one of the world’s largest cryptocurrency exchanges. Traders can buy Bitcoin in Finland whilst paying a standard commission of 0.1%. Furthermore, there are 600 other crypto assets to choose from.

When making a deposit, debit cards are accepted, and choosing this option will lead to the Binance account being funded instantly. That said, note that these transactions come with a charge of 1.8%. This fee can be avoided by opting for a SEPA deposit instead.

Binance offers a Visa card that allows Finnish traders to buy Bitcoin and use it to pay for everyday purchases in stores around the country and beyond. Discounts are offered by Binance if traders buy some BNB tokens. In this case, they can opt to use BNB to pay for fees and get 25% off.

Not only that but the aforementioned standard commission fee can be reduced for high-volume traders. This platform often runs promotions, such as cashback or the opportunity to earn crypto by referring a friend.

Binance also has an NFT marketplace, plus, Finnish traders can buy Bitcoin via the Binance P2P platform. This allows users to interact with each other and choose different rates and payment types.

Binance P2P is fee-free and offers a range of buy and sell orders. Binance’s Escrow system protects all transactions on the P2P platform to deter scammers.

Number of Cryptos 600+
Debit Card Fee 1.8%
Fee to Trade Bitcoin 0.1% standard commission
Minimum Deposit Varies depending on the payment type


  • Standard commission of just 0.10%
  • Huge collection of crypto markets
  • Offers NFTs and staking
  • No account management fees
  • One of the biggest crypto exchanges globally

Cryptoassets are a highly volatile unregulated investment product.

6. LocalBitcoins – Regulated Finnish P2P Bitcoin Exchange For Beginners

Localbitcoins logo

LocalBitcoins is a P2P crypto exchange platform that was founded in 2012 and is based in Helsinki. LocalBitcoins operates under the supervision of FIN-FCA (the Financial Supervisory Authority of Finland).

As such, this is a regulated Finnish marketplace whereby traders are able to buy and sell Bitcoin. On this platform, traders create adverts that include the payment method accepted, and the price offered.

Comparable to a listing, the trader will choose the most suitable advertisement to buy Bitcoin. There are more than 60 payment methods accepted by sellers on this P2P exchange.

Localbitcoins review finland

In all cases, traders can buy a fraction of a Bitcoin. The minimum of which will depend on the advertisement chosen. In terms of fees, the platform says buying, selling, and registering are completely free of charge.

However, transactions to other wallets come with a fee, and there is also a 1% charge applied to advertisements that result in a completed trade on the exchange.

This fee is paid to miners and will vary. The minimum and maximum buy amount, as well as the supported payment type, will be listed alongside the advertisement.

Number of Cryptos Bitcoin only
Debit Card Fee 0% although external transfer fees apply
Fee to Trade Bitcoin Fee depends on the seller
Minimum Deposit Varies depending on the seller


  • Regulated by FIN-FSA
  • Beginner-friendly interface
  • Over 60 payment methods to buy Bitcoin

7. Northcrypto – Low Fee Crypto Exchange Based in Finland

Northcrypto logo

Northcrypto is a marketplace for digital currencies based in Finland. Notably, this exchange doesn’t list as many crypto assets as some of the other platforms discussed today.

We found that, as well as Bitcoin, traders can buy and sell Litecoin, Ethereum, USDC, Chainlink, Polygon, and Aave. Importantly, there is a trading fee applicable to anyone looking to buy Bitcoin on this platform.

Northcrypto review Finland

The trading fee at Northcrypto is 1.0% per buy and sell order placed. The minimum deposit is just 10 EUR when finding an account, and there are a few payment types accepted.

Finnish traders can deposit EUR in real-time via most local bank providers – according to the platform. There is no fee to pay when funding a Northcrypto account

Although there will be a certain amount of confirmations required before a crypto deposit clears. For example, those opting to make a deposit with Ethereum need 20 network confirmations prior to the tokens being credited to the account.

Number of Cryptos 7
Debit Card Fee Not supported
Fee to Trade Bitcoin 1.0%
Minimum Deposit 10 EUR


  • Regulated by FIN-FSA
  • Minimum deposit only €10
  • Instant deposits via many Finnish banks

Should I Buy Bitcoin?

When learning how to buy Bitcoin in Finland, traders will come across the many pros and cons of doing so. As such, they may feel conflicted about whether it is a wise investment.

Bitcoin is a secure and anonymous alternative payment system and it is being accepted by more merchants with each passing year. As more vendors become comfortable and trusting of digital funds, this trend is likely to continue. BTC tokens can be exchanged for other digital assets, as well as hundreds of fiat currencies, and it is now accepted by companies like PayPal.

This makes it easier than ever to buy Bitcoin instantly. Many investors also see Bitcoin as a store of value. It is widely referred to as ‘digital gold’ for this reason. Due to the scarcity and durability of Bitcoin, there is every chance that its value will appreciate over time.

Bitcoin Finland

This is because, when the supply of a desirable product is restricted, demand for it rises, and the value increases with it. Despite its many short-term price fluctuations, Bitcoin has produced some great returns since it was launched in 2009.

For instance, on the first trading day of 2021, investors would have paid around $31,000 for a BTC token. Within three months, they could sell the same Bitcoin for over $61,000.

Moreover, those who invested in Bitcoin in its infancy would be looking at gains of almost three million percent at the time of writing. That said, when deciding whether to buy Bitcoin online, it’s important to remember that this, and other cryptocurrencies, are highly speculative and volatile assets to trade.

Benefits of Buying Bitcoin in Finland 

As well as considering when to buy Bitcoin, traders should also research the potential advantages of doing so.

Below, we’ve listed some of the key benefits of learning how to buy Bitcoin in Finland.

Bitcoin is Often Viewed as a Store of Value

Bitcoin has incredibly high trading volumes and is therefore super liquid. As such, it is very easy to exchange Bitcoin for fiat money like euros and also altcoins.

Bitcoin is also invested in as a store of value.

  • In years gone by, gold was seen by many investors as the best store of value
  • However, Bitcoin has inherently arisen as a store of value because of its durability and scarcity
  • This is despite the fact that it has no industrial applications like gold or oil, it can be used as a payment system
  • Due to growing trends in society, it’s possible Bitcoin will be chosen as the best store of value, with fiat currency utilized for daily transactions
  • Only 21 million Bitcoins will be accessible and no amount of effort or energy will be able to change the quantity in circulation

Put simply, the fact there is a limited amount of Bitcoin available should mean that its value will potentially increase.

As such, people who invest in Bitcoin in Finland now as a store of value may well see some impressive gains later down the line.

Bitcoin is Independent Of Central Authorities

When people buy Bitcoin, they are investing in a decentralized currency.

Decentralization is at the heart of the Bitcoin network, which is one of the reasons so many people are interested in investing in it.

  • Thousands of computers are used to protect and run the Bitcoin network. This implies that if one machine fails, the network will be unaffected
  • Because the blockchain maintains a ledger with information about every Bitcoin transaction, this method is transparent. That implies that even if one miner attempts to block a transaction, another node will validate it and add it to the ledger
  • Nobody can supervise or monitor financial activities since there is no centralized authority. As a result, decentralized finance emerges, with users able to deposit funds without the need for external intervention
  • In Bitcoin’s decentralized system, each member has democratic power and financial sovereignty
  • Unlike fiat currencies such as the euros, investors have complete control over their BTC tokens – that is, without the involvement of banking institutions

Bitcoin and other decentralized networks are open-source initiatives.

That implies that anybody may use them to create products, apps, and services.  Ultimately, Bitcoin is the original and highest value decentralized cryptocurrency.

Bitcoin is a Digital Payment Method and The List of Merchants Accepting it is Growing

Bitcoin has the advantage of being very accessible and adaptable.  As we mentioned, the cryptocurrency is very liquid, so can be traded with altcoins and fiat money easily.

Moreover, because sending Bitcoin to another user takes only 10 minutes, it may be used to buy products and services from the ever-growing number of businesses.

This makes spending digital currencies like Bitcoin and converting them easily, with the added benefit of low costs.

The type of businesses that accepts Bitcoin as payment include:

  • Car dealerships
  • Travel sites
  • Jewelers
  • Theatres
  • Real estate companies
  • Brokers
  • Insurance companies
  • Non-profits and charities
  • Restaurants
  • Gas stations

The list of merchants that accept Bitcoin as a form of payment continues to grow.

Some of the most well-known brands that accept Bitcoin include PayPal, Microsoft, Etsy, Starbucks, and Overstock. This decentralized currency is becoming more mainstream, making it a legitimate way to pay for goods safely.

Investors can Buy Bitcoin Instantly in Finland via an ATM

Traders may or may not be aware that they can buy BTC in Finland at an ATM.

A Bitcoin ATM is similar to traditional machines. The difference is that a trader will feed euros into the Bitcoin ATM, enter an amount to buy, and the crypto tokens will be added to the chosen wallet.

There are multiple Bitcoin ATMs in Finland.

Some of the locations from which Finnish traders can buy Bitcoin via an ATM include:

  • Helsinki
  • Jakobstad
  • Tampere
  • Jyväskylä
  • Lappeenranta
  • Kuopio
  • and other locations

Bitcoin ATMs can be found in shopping centers, arcades, vape shops, and more.

This is a convenient way to buy Bitcoin in Finland, but it’s important to check out the fees involved as each machine will vary and it’s often much cheaper via an online broker.

Bitcoin is one of the Best Performing Assets of the Last Decade

As we touched on, Bitcoin has given its investors some incredible returns over the last decade. Bitcoin was practically worthless when it was launched in 2009.

Its all-time highest price was over $68,000. This occurred in November 2021.

At the time of writing, traders can buy Bitcoin online for about $22,000. This is almost 68% below its all-time high. In some people’s eyes, this represents a bargain.

Bitcoin chart Nasdaq

As we touched on, Bitcoin has produced some impressive gains for investors in the past. In fact, since it was launched, it has increased by millions of percentage points.

Those who believe in its sustainability and long-term value appreciation could familiarize themselves with Bitcoin now to reap the rewards later.

Risks of Buying Bitcoin in Finland

As we’ve covered the potential advantages of learning how to buy Bitcoin in Finland, it’s crucial we also talk about the risks traders might face.

Find the main risks of opting to buy BTC in Finland below:

Tax is Payable When Buying Bitcoin in Finland

In Finland, Bitcoin profits are taxed as capital income.

As such, cryptocurrency gains are comparable to dividends from publically traded stocks, and rental income in the country.

  • Bitcoin trading profits are taxed when they are converted into other currencies, such as euros, or when things are purchased using BTC.
  • In Finland, capital income is taxed at 30% for amounts under 30,000 euros and 34% for amounts beyond that.
  • Only the earnings portion of online Bitcoin trading will be subject to taxation.

Traders looking to buy Bitcoin online who want to mine tokens should also be aware that taxes are levied on operations in addition to commerce.

This is because Bitcoin mining is regarded as labor-intensive activity in Finland.

As such, any gains made from mining Bitcoin are taxed similarly to wage income. Bitcoin mining is subject to the progressive income tax.

Cryptocurrencies are Highly Speculative Assets

Bitcoin investors need to have nerves of steel. In the short term, this crypto asset can rise or fall in double percentages in one trading day.

Although volatility can work in an investor’s favor upon cashing out at the right time, it also means they are vulnerable to losses.

For instance, investors who decided to buy Bitcoin online in late 2021 would have seen their investment decline in value by around 30% within just two months.

This is something to be mindful of prior to opting to buy Bitcoin in Finland.

Ways of Buying Bitcoin in Finland

The best Bitcoin exchanges in this marketplace support a wide variety of payment methods.

The most common ways to buy Bitcoin in Finland online are discussed in the sections below:

Buy Bitcoin With SEPA

Traders can buy Bitcoin in Finland by arranging a SEPA transfer. This payment method is usually free of charge.

However, note that it will be some days before the funds will clear.

As such, those who wish to buy BTC in Finland today might opt for a faster payment method, such as PayPal or a credit/debit card.

Buy Bitcoin With Credit Card or Debit Card

Finnish investors can also opt to make a deposit via credit or debit cards at many brokerages. That said, look out for fees.

For instance,

  • charges a 2.99%
  • Coinbase charges 3.99%
  • Bitstamp charges 5%

In contrast, it is possible to make a deposit via a Finnish credit/debit card, or any of the other listed payment types, whilst only paying 0.5% at eToro.

Buy Bitcoin With PayPal

Not all trading platforms list PayPal amongst their accepted payment methods.

Traders who wish to buy Bitcoin with PayPal might opt for eToro, as there is just a small fee of 0.5% payable.

Bitcoin Price

Most investors will be all too aware that, like most tradable assets, supply and demand largely dictate the price of Bitcoin. As we touched on earlier, Bitcoin started trading at less than a cent in 2009.

At the start of 2017, Bitcoin broke the $1,000 barrier. This was the year of the crypto bull run and by December 2017, Bitcoin was trading at nearly $20,000. This illustrated an increase of over two million percent in eight years of trading.

As such, any investors who got in early and purchased Bitcoin when it began trading would have made some impressive gains by cashing out at this time. Bitcoin continued to increase in popularity as more people began to understand digital currencies.

However, Bitcoin fell victim to a crypto crash at the start of 2018. This was partly down to news of hackers stealing a huge amount of tokens from a major crypto exchange.

There was also regulatory uncertainty due to China and the US’s crackdown on digital currencies. Additionally, it’s possible Bitcoin’s scaling issues caused uncertainty amongst investors.

The years that followed saw more media attention surrounding Bitcoin and altcoins, which increased interest in cryptocurrencies from retail investors. At this point, the cryptocurrency industry began to take off again. By 2021, Bitcoin had reached extraordinary heights – trading at a value of around $68,000 by November.

By the end of January 2022, Bitcoin was trading at around $35,000. 2022 has seen Bitcoin trading at lows of around $21,000 and highs of almost $47,000. Finnish traders can easily keep an eye on the price of Bitcoin at a brokerage like eToro.

Price charts are easily accessible and traders can add an asset to their personal watchlist. Once a trader has placed a buy order, BTC tokens are added to their eToro investment portfolio and can be accessed at any time.

Bitcoin Price Prediction

As you can see from the above information surrounding the Bitcoin price history, making a prediction on such a speculative asset class is no simple task. Some market analysts foresee Bitcoin far surpassing its previous $68,000 high.

However, it’s wise to take predictions as speculation. As such, traders should perform as much research as they can prior to placing an order to buy Bitcoin in Finland.

Also, consider fractional trading at eToro. Traders can buy Bitcoin in Finland for $10 or more in this case.

How to Buy Bitcoin Safely in Finland

Learning how to invest in Bitcoin should include how to do so safely.

One way in which traders can do this is to be extra careful when deciding where to buy Bitcoin in Finland.

  • Regulated brokers follow strict rules and tend to offer a better and more professional service
  • As we touched on in our earlier review, eToro operates under various regulatory bodies
  • This includes the FCA, ASIC, CySEC, and the SEC

Another way to buy Bitcoin in safety is to consider the storage of the digital investment.

Some crypto exchanges require investors to take care of private keys and secure their own investments.

eToro allows traders to store their crypto assets in a safe environment, making them easily accessible and cutting out the need to secure a wallet.

How to Buy Bitcoin in Finland – Tutorial

For traders who need a more detailed account of how to buy Bitcoin in Finland, we offer a step-by-step guide below.

When reviewing where to buy Bitcoin in Finland, eToro was chosen as the overall best.

Fees are low and transparent and Finnish investors can allocate just $10 to Bitcoin via fractional trading.

Step 1: Open an eToro Crypto Account 

Upon clicking the ‘Join Now’ button on the main eToro dashboard, traders can complete the registration form.

This includes information such as a desired username and password, email address, and telephone number.

etoro review

Additionally, eToro will require a date of birth, nationality, and home address.

The broker will also ask traders to complete a brief questionnaire surrounding their prior investing experience.

Step 2: Upload ID

eToro is regulated, so will require all traders to complete the KYC process prior to offering a fully functional account. Completing the KYC process allows for deposits over 2,000 euros and enables traders to make a withdrawal in a few clicks.

First, some ID is needed. For many people, a passport is the most convenient. However, the broker also accepts driving licenses and supports some other options.

For proof of residency, traders can upload a clear bank statement, utility bill, or one of the many other documents accepted.

Step 3: Deposit Funds

To buy Bitcoin in Finland, traders will need to arrange a deposit. The minimum requirement is just $50. Select the most suitable payment type from the list and enter the details required.

eToro deposit

As we touched on earlier, there are many options available. This includes Sofort/Klarna, SEPA, Trustly, and credit/debit cards.

e-wallets are also accepted to fund an account in Finland, which includes PayPal, Skrill, and Neteller.

Step 4: Search for Bitcoin

Most traders will find the eToro platform super easy to use. Type ‘Bitcoin’ into the search bar and the results will appear almost instantly.

eToro Bitcoin search

To buy Bitcoin, click ‘Trade’. This will instruct eToro that an order needs to be placed to buy BTC tokens now.

Step 5: Buy Bitcoin

eToro will need to know how much BTC to add to the portfolio in order to complete the purchase.

Here, we are allocating $100 to Bitcoin.

As we explained earlier, it’s possible to buy Bitcoin in Finland with just $10 at eToro. This is because the platform is able to facilitate fractional trading.

Furthermore, traders are charged a simple and transparent fee of 1% for executing the order. Click ‘Open Trade’ to complete the Bitcoin investment.

How to Sell Bitcoin in Finland

When a trader is familiar with how to buy Bitcoin in Finland, selling should be simple.

Here is a quick walkthrough of how to sell Bitcoin at eToro:

  • Log into the account
  • Click ‘Portfolio’
  • Find Bitcoin
  • Click the button marked with a cog wheel
  • Select ‘Close’
  • Click the red ‘X’ followed by ‘Close Trade’

At this point, eToro buys the BTC tokens at the best market value and the proceeds are added to the traders’ available balance.


In this guide, we’ve explained how to buy Bitcoin in Finland with minimum effort – in a low-cost and safe manner. Choosing a reputable and regulated trading platform is the safest way any trader can buy and sell cryptocurrencies like Bitcoin.

When analyzing where to buy Bitcoin in Finland, eToro came out as the overall best option. The brokerage is regulated by multiple licensing bodies and is transparent with fees.

Finnish crypto traders pay a small fee of just 1% to buy Bitcoin, and 0.5% when making a deposit in euros. Payment methods include PayPal, credit/debit cards, and multiple other options.

etoro logo

Cryptoassets are a highly volatile unregulated investment product.


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