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If you’re looking to buy and sell cryptocurrencies on your mobile, you’ll need to find the best crypto app with the lowest fees. However, with so many around these days, finding your perfect app isn’t always straightforward.

To help you out, this guide reviews the top 10 crypto trading apps in 2022, looking at all the key metrics you need to know before downloading a crypto app for your iPhone or Android device. We’ll compare apps that provide a range of services, such as buying, staking, trading and earning interest on cryptocurrency.

The 10 Best Cryptocurrency Apps for 2022

For a quick overview of the best crypto apps in the market right now, consider the providers outlined below

  1. Bitstamp – Good Crypto App for Low-Fee Trading
  2. eToro – Overall Best Crypto App for 2022
  3. DeFi Swap – Best Crypto App with User-Friendly Trading Interface
  4. My Freedom Coin – Best Crypto App For Collateralized Stablecoin Loans
  5. Aqru – Best Cryptocurrency App for Earning Interest
  6. – One of the Best Apps to Buy Crypto With a Debit Card
  7. Nebeus – Best crypto app for crypto-backed lending
  8. Coinbase – Top Crypto Wallet App for Beginners
  9. Binance – Great Crypto Alert App for Real-Time Trading
  10. Blockfolio – Best Crypto Portfolio Tracker App
  11. OpenSea – Top NFT App

We review the above crypto apps in great detail in the sections below with most offering the best metaverse coins in 2022.

The Best Apps for Crypto Reviewed 

In compiling this list of the best crypto apps for 2022, we looked at fees, regulation, customer service, user-friendliness, and more.

Be sure to read our reviews in full to ensure you choose the best crypto app for your requirements.

1. Bitstamp – Good Crypto App for Low-Fee Trading

Bitstamp logo

Our number one pick when it comes to crypto apps is Bitstamp. You may have already heard of this provider, as Bitstamp was established back in 2011, making it one of the longest-running crypto exchanges in the world. Users can trade over 50 different cryptos, including major coins like BTC and ETH, along with an array of altcoins.

Bitstamp is well-known for its low-cost approach, with users able to buy cryptocurrency for only 0.5% per trade. Notably, fees reduce to 0.25% if you exceed $10,000 in trading volume each month. In terms of deposits, Bitstamp offers fee-free ACH transfers with no minimum deposit threshold.

Bitstamp app

The minimum position size at Bitstamp is only $10 for USD-denominated assets and 0.0002 BTC for BTC-denominated assets. In terms of security, Bitstamp stores 98% of customer assets in cold storage and encrypts personal data – ensuring you can trade securely. If you’re interested in learning more about the best crypto cold wallets then you can read our useful guide as well. However, Bitstamp really excels when it comes to the platform’s mobile app, which is available on iOS and Android.

This app features a selection of advanced order types and analytical tools, which will appeal to experienced traders. Bitstamp’s app also has biometric authentication to boost security, along with real-time charts and order book information. Finally, the Bitstamp app even allows users to send and receive crypto instantly – providing much of the same functionality as a crypto wallet.

Use a referral link such as the ones on this site to be eligible for the Bitstamp sign up bonus.

Number of Cryptos 50+
Fee Structure 0.5% per trade
Fee to Buy Bitcoin 0.5%
Minimum Deposit No minimum deposits

What We Like:

  • Over 50 coins to trade
  • Free ACH deposits
  • 0.5% fee per trade
  • Biometric authentication on app
  • Real-time price alerts

Cryptoassets are a highly volatile unregulated investment product.

2. eToro – Overall Best Crypto App for 2022 

etoro review

We found that eToro is another top crypto app to consider in 2022. This provider is regulated by the SEC as well as with the FCA in the UK, ASIC in Australia, and CySEC in Cyprus. This means that you can trade cryptocurrency safely on your cell phone without worrying about the security of your funds. In terms of supported markets, eToro is home to over 50 cryptocurrencies. This means you can buy Sandbox, Ethereum Classic and other new altcoins with the click of a button and low fees.

Additionally, with such a wide range of supported cryptos you can gain exposure to the best DeFi coins in 2022.

This includes everything from Bitcoin, Ethereum, and EOS to XRP, Cardano, and AAVE. You’ll also be pleased to learn you can buy Dogecoin on eToro with low fees. You can trade any supported crypto market on the eToro app on a spread-only basis. This starts from just 0.75%, which is very competitive. We like that US clients can deposit funds at a minimum of just $10. No fees are charged on deposits in US dollars and supported payment methods include debit and credit cards, ACH, bank wires, PayPal, Skrill, and more.

Additionally, the minimum crypto trade requirement on the eToro app is just $10. We also like eToro for its passive investment tools. This includes a copy trading feature where you can mirror the crypto investments of a seasoned day trader. You can also invest in a diversified portfolio of cryptocurrencies and this is managed by the eToro team themselves. In terms of user-friendliness, this is where the eToro crypto app really stands out.

The app is easy to use and requires no prior investment experience. And, the app has been fully optimized for iOS and Android devices. Another point to note about the eToro app is that it also supports other asset classes. In addition to forex, commodities, indices, and ETFs – you’ll also have access to thousands of US and foreign stocks. Finally, if you like the sound of eToro, you can get started on the app in less than five minutes from start to finish.

Number of Cryptos 56
Fee Structure Zero Transaction Fees + Spread
Fee to Buy Bitcoin 0.75%
Minimum Deposit $10

What We Like:

  • Over 50 cryptocurrencies to trade
  • Minimum position size only $10
  • Regulated by the FCA, ASIC, CySEC, FinCEN, and FINRA
  • Accepts PayPal deposits
  • Free crypto wallet app

Cryptoassets are a highly volatile unregulated investment product. 

3. DeFi Swap – Best Decentralized Crypto App with User-Friendly Trading Interface

DEFC logo

If you’re looking for one of the best crypto apps that is fully decentralized, then look no further than DeFi Swap. As the name implies, DeFi Swap is a platform that leverages the power of the decentralized finance (DeFi) ecosystem to offer a way for users to swap tokens and generate interest without the need for an intermediary. With DeFi Swap, traders can connect their wallets directly to the platform and swap tokens through the use of liquidity pools.

These liquidity pools remove the need for an order book or market maker since the platform’s users provide the liquidity. In return for depositing tokens into DeFi Swap’s liquidity pools, investors will be rewarded with attractive yields. Yields can also be obtained through DeFi Swap’s user-friendly staking service, which involves locking up tokens for a specified period.

DeFi Swap app

DeFi Swap is also one of the best DeFi exchanges for beginners since the web-based app has no advanced jargon or complicated features. Linking a crypto wallet to the online app can be done in seconds, with DeFi Swap currently supporting MetaMask and WalletConnect. Once connected, DeFi Swap offers over 50 well-known tokens to deal in, with options to tailor the slippage level and transaction deadline.

Another significant aspect of DeFi Swap is that users can also invest in the exchange’s native token, DeFi Coin (DEFC). This BEP-20 token is native to the DeFi Swap ecosystem, so its value tends to rise as the exchange grows. However, DEFC holders can also generate regular income payments simply by holding the token in their wallets, thanks to the token’s appealing ‘static rewards’ system.

Number of Cryptos 50+
Fee Structure N/A
Fee to Buy Bitcoin N/A
Minimum Deposit N/A

What We Like:

  • Can earn passive income by holding DEFC
  • The web-based app is exceptionally user-friendly
  • Offers staking, swapping, and yield farming services
  • No need to verify or complete KYC checks
  • It can be accessed through your web browser

Cryptoassets are a highly volatile unregulated investment product. 

4. My Freedom Coin – Best Crypto App For Collateralized Stablecoin Loans

My Freedom Coin

My Freedom Coin is a unique option on this list, being a DeFi project that its users genuinely own. The app itself is a wallet, an exchange, and a bank, all wrapped in one platform. It allows users to buy and sell MFC tokens, take out collateralized loans, and earn through a community program.

Available on both iOS and Android, the application allows users to interface with the entire DeFi platform from their handset directly.

MyFreedom Coin App

The reason that MFC made this list is because of its unique approach to protecting its users from volatile price shocks within the market. The funds inside the BUSD Treasury, generated from all Coin Offerings, ensure that the price of MFC has a ‘Floor’ that it will never sink beneath, allowing users the peace of mind to know that their assets are safe.

It works because the BUSD Treasury always has enough funds to buy all of the current MFC in circulation. The funds for the treasury come from a series of higher coin offerings, and the Floor Price benefits from the transaction fees on the application itself and Interest fees generated by loans.

Users can access the community on an invite-only basis. Fortunately, we have a QR code for you to use:



Once registered, users need to pay a monthly $50 Exchange license fee for the months they wish to buy and sell MFC tokens. Additionally, a 2% fee is charged each time a transaction is made on its P2P exchange.

For sellers, the fee is charged in BUSD. This is used for the maintenance and security of the system. For buyers, the fee is charged in MFC, and this is taken directly out of circulation to help increase the Floor Price.

A great feature of the My Freedom Coin application is the collateralized loan service it offers.

MFC App Loans

Users can apply for a BUSD loan through the My Freedom Loans page by using their MFC as collateral. The loan is priced at the Floor value for the token and is charged at an interest rate of 0.98% per month. Additionally, there is also a one-time 0.5% Loan Processing Fee to pay on each loan, which contributes to the maintenance and security of the platform.

The My Freedom Loans portion of the project allows its users to take out loans without the need to sell off their assets. The smart contract will hold your MFC as collateral and only return it to you once the loan has been repaid.

Taking this concept further, as the Floor Price for MFC can only go higher, users might end up earning more than their interest due once the loan is repaid.

For example, let’s say the Floor price is $1, and you have 1000 MFC tokens. You can take out a $1000 loan from the BUSD Treasury at 0.98% interest per month. When repaying your loan, you will always receive the 1000 MFC tokens back that you used as collateral, minus the interest accrued during the term. Let’s say the Floor price has increased to $1.50 six months later. When you repay your interest due and receive your collateral back, it is now worth $1500 – meaning you’ve earned an additional $500, minus the interest accrued during the term.!

The loans feature allows users to easily access cash from their holdings without the need to miss out on any appreciation in the value of their holdings – provided the user repays their loan. Additionally, nothing stops you from using the loan to buy more MFC tokens to take further advantage of the constant increasing evaluation of the MFC Coin.

Since MFC is the world’s only crashproof asset, there is no risk of Loan Liquidation on your cryptocurrency, unlike every other DeFi Lending Platform.

Number of Cryptos 2+
Fee Structure N/A
Fee to Buy Bitcoin N/A
Minimum Deposit N/A

What We Like:

  • Free to download on iOS and Android
  • Totally unique economics
  • Collateralized loans for stablecoins
  • Clean & user-friendly interface
  • Zero Liquidation Risk

Cryptoassets are a highly volatile unregulated investment product. 

5. Aqru – Best Cryptocurrency App for Earning Interest

Aqru is somewhat different from other crypto apps we have reviewed so far, not least because it doesn’t specialize in trading services. Instead, Aqru is the best crypto app in the market for earning interest. Put simply, in depositing your stablecoins into the secure Aqru app, you will be paid a super-attractive APY of up to 7%.

Unlike other crypto savings accounts in this marketplace, Aqru does not require you to agree to a minimum redemption period. This means that you can withdraw your digital tokens at any given time without being financially penalized. Moreover, there is no requirement to stake any tokens to get the 7% rate on offer.

Homepage AQRU

In choosing stablecoins over other volatile digital assets like Bitcoin and Ethereum, you don’t need to worry about ever-changing exchange rates. Another reason that we like the Aqru crypto app is that the provider also supports fiat deposits in GBP and EUR. This means that you can still benefit from its attractive crypto savings accounts even if you are not currently in possession of any digital tokens. Did you know that AQRU is one of the best yield farming crypto platforms?

In terms of user-friendliness, the Aqru mobile app – which is available to download free of charge from Google Play or the App Store, is perfect for beginners. There is no requirement to have any technical knowledge of how digital currencies work, as the app guides you through the interest-earning process step-by-step. And finally, as a subsidiary of Accru Finance Ltd. (UK), this top-rated crypto app is required to comply with KYC regulations – meaning all customers are verified.

Number of Cryptos 4
Fee Structure Zero Fees (third-party payment processing fees may apply)
Fee to Buy Bitcoin Zero fees from Aqru; 4.5% payment processing fee from MoonPay
Minimum Deposit $100

What We Like:

  • Earn up to 7% interest
  • Can buy BTC, ETH, USDC, and USDC Maple via MoonPay
  • Flexible lock-up period
  • Interest calculated daily
  • Free to download on iOS and Android

Cryptoassets are a highly volatile unregulated investment product. 

6. – One of the Best Apps to Buy Crypto With a Debit Card logo

If you’re looking to buy Bitcoin and other digital currencies with a debit card, is one of the best crypto apps and altcoin exchanges for this purpose. In downloading the app – which is available on both iOS and Android devices, you will have access to over 250+ digital assets. And, you can instantly buy any of these supported markets with Visa or MasterCard at a fee of 2.99%.

You will, however, first need to open an account and go through a quick KYC process – which requires you to take a photo of your government-issued ID via the app. Crucially, with so many supported markets, is also one of the best crypto apps for creating a diversified portfolio. In addition to debit cards, the app also supports bank transfers and offers a credit card. In terms of standard trading commissions, this crypto app provider operates a maker/taker fee system. app review

As a market taker, you will be charged 0.40% when you place a buy order and again when you cash out. This works out at just $4 for every $1,000 traded. And, if you find yourself trading regularly on the app, lower commissions are available. Another core feature of the app is that you can put your idle digital assets into a savings account. In doing so, you will be paid a rate of interest – which not only depends on the token but also the lock-up period.

We should also note that is behind one of the most popular cryptocurrencies in the market – CRO. This token can be used to reduce your trading commissions and increase yields when depositing funds in your savings account. We also like for its user-friendly interface. And as such, in using the app to buy and sell digital currencies, you don’t need to have any prior trading experience.

Number of Cryptos 250+
Fee Structure Instant buy via card = 2.99% Exchange = 0.4% maker/taker fee

Fee to Buy Bitcoin 2.99% for instant buy; 0.4% via exchange platform
Minimum Deposit $20 for ACH transfers; $5,000 for wire transfers

What We Like:

  • Over 250 cryptos to trade
  • User-friendly mobile app
  • Can buy crypto instantly using card
  • Can reduce maker/taker fees by paying in CRO

Cryptoassets are a highly volatile unregulated investment product. 

7. Best Crypto App for Crypto-Backed Lending

Nebeus is a full crypto ecosystem with an intuitive and modern interface, which we recommend for everyone who wants all their cryptocurrency operations in one place. Specially, it is our choice for getting a loan using crypto as collateral as they have a robust platform with two loan alternatives to serve different needs:

  • Quick loans allow users to get 0% interest in 3 months with a 50% LTV up to €500.
  • Flexible loans offer up to 80% LTV, up to 36 months, and up to €250,000 in stablecoins and FIAT currencies.

Currently, this service supports 9+ coins to use as collateral but Nebeus is adding new cryptos every month to its platform and integrating them into all their services.

As the crypto market can be highly volatile, Nebeus provides its customers protection against margin calls providing a 10 day buffer in case the market drops, allowing the user to take action, either repaying the loan, or adding more collateral.


This can be automated by adding Nebeus’s Auto Margin Call Management service, which allows the company to automatically manage the customer’s assets by allocating money into the loan. In the same manner, if during those days the market goes up, the loan continues as if nothing happened. Together with this, they offer additional features as a Loan Health Monitor, Excess Collateral Release, and 100M free insurance, making Nebeus’s loans zero risk

Apart from their strong crypto-backed lending service, Nebeus is a full crypto ecosystem, allowing you to buy, hold, earn, and insure your cryptos. Particularly, their earning programs are among the most competitives of the market, providing a 6.5% APY in crypto and 12.85% APY in stablecoins. What is a unique feature to them is that they let users rent one coin and earn on another one, and in this way, the customers can avoid conversion fees.

Number of Cryptos 20+
Fee Structure
  • Crypto Deposits: free
    Deposits with Bank Cards & Apple Pay: from 2.9%
  • Sending Crypto: fixed fees, variable depending on the crypto asset.
  • Loans:
  • Quick loans: 2.5% loan origination fee
  • Flexible loans: 8-14% APR
Fee to Buy Bitcoin 0.5% per transaction
Minimum Deposit Depends on selected method and could be between €0-50

What We Like:

  • Customizable and instant crypto-backed borrowing
  • High earning rewards up to 12.85% APY for stablecoins
  • Free full crypto ecosystem app
  • User-friendly app and desktop platform
  • Instant withdrawals to bank cards
  • Free crypto transfers to other Nebeus users

Cryptoassets are a highly volatile unregulated investment product. 

8. Coinbase – Top Crypto Wallet App for Beginners

We found that Coinbase is arguably one of the best crypto apps for those with little to no experience in investing in digital assets. In fact, those who are looking to buy cryptocurrency via a mobile app for the very first time will often choose Coinbase, and the entire investment process is guided step-by-step. For instance, once you download the Coinbase app to your device, you will be asked to register an account.

Next, you will be asked to complete the KYC process, which requires you to take a picture of your passport or driver’s license with your cell phone camera. Then, you will be asked which cryptocurrency you would like to buy and what payment method to use for this purpose. For an instance purchase, consider using a debit/credit card or Paypal. In doing so, the transaction will be processed straight away, albeit, at a rather expensive fee of 3.99%.

coinbase app review

If you’re happy to wait 1-3 working days for your cryptocurrency investment to go through, using ACH will reduce your investment fee to 1.49%. Regarding the cryptocurrencies you can buy on the Coinbase app, most top-25 digital tokens in terms of market capitalization are supported – with the obvious exception of XRP and BNB. Across dozens of other markets, you will also find a good range of ERC-20 tokens and even DeFi (decentralized finance) coins. 

In downloading the Coinbase crypto app to your phone, you will benefit from a wide range of security tools. For instance, not only will you be required to enter your chosen PIN, but two-factor authentication will need to be passed via a code that is sent to your phone via SMS. Cold storage is another crucial safeguard offered by Coinbase, with the platform. keeping 98% of client funds offline. And finally, Coinbase also allows you to lock withdrawal requests for 48 hours for enhanced security. 

If you’re torn between Coinbase and eToro, you can browse through our in-depth eToro vs Coinbase review to help you choose a crypto app. For those looking for a popular cryptocurrency wallet our Exodus wallet review is a must-read.

Number of Cryptos 100+
Fee Structure Transaction Fee + Spread
Fee to Buy Bitcoin Transaction fee based on payment method/volume + 0.5% spread
Minimum Deposit No minimum deposit stated

What We Like:

  • Beginner-friendly mobile app
  • Can purchase crypto using PayPal
  • Free Coinbase Wallet app
  • Keeps majority of customer holdings in cold storage

Cryptoassets are a highly volatile unregulated investment product. 

9. Binance – Great Crypto Alert App for Real-Time Trading

binance logo

The final option to consider from our list of the best crypto apps for 2022 is Binance. This crypto app is best suited for those of you that are looking to buy and sell digital assets actively. The reason for this is threefold. First, Binance offers over 1,000 trading markets across a wide variety of crypto assets – so if you spot an investment opportunity, there is a good chance you’ll find it on the app.

Second, Binance offers incredibly low trading commissions. The most you will pay is 0.10% per slide, so that’s $10 for every $1,000 traded. But, active traders and those holding BNB tokens will be eligible for even more competitive rates. Third, Binance is the world’s largest cryptocurrency exchange for volume and liquidity. And as such, when you trade via the Binance crypto app, you’ll never struggle to enter and exit a position at a favorable price.

binance app review

With that being said, we should make it clear that Binance is more suited for intermediate and advanced traders. If you fall within this category, you will appreciate the availability of trading tools and features. This includes dozens of charting and technical indicators,  alongside customized order types. An additional feature that seasoned traders will like in the Binance app is access to leveraged products.  These are available as crypto derivatives across spot markets, futures, and even options. With such an array of cryptos to choose from, you can buy Terra Luna and many other popular Bitcoin alternatives via the Binance exchange right now. 

In terms of getting started with the Binance app, this will depend on your location. For instance, Americans need to use the dedicated US version of the app. Nevertheless, you can fund your newly created Binance account with a debit or credit card after uploading some ID. US clients pay 4.5% plus a 0.5% buy order fee when using Visa or MasterCard. ACH and domestic bank wire transfers come without fees, but transaction times can take 1-3 working days.   

Number of Cryptos 500+
Fee Structure Binance Exchange = 0.1% maker/taker fee

Instant Buy = 4.5%

Fee to Buy Bitcoin 0.1% on Binance Exchange; 4.5% for Instant Buy
Minimum Deposit No minimum deposit threshold

What We Like:

  • Wide range of markets to trade
  • Low trading fees
  • Extensive charting options
  • Can reduce trading fees by paying in BNB

Cryptoassets are a highly volatile unregulated investment product. 

10. Blockfolio – Best Crypto Portfolio Tracker App

Blockfolio Logo

Blockfolio, which was recently bought by crypto derivatives exchange FTX, is a mobile news and portfolio tracking app for cryptocurrencies.

With Blockfolio, you can easily import data about your crypto positions from hundreds of major exchanges. The app has tools for visualizing your positions, tracking your profit and loss over time, and much more. If you have cryptocurrency holdings across multiple wallets and exchanges, Blockfolio is a must-have app.Blockfolio App

Blockfolio makes it easy to set up multiple portfolios, which makes it easy to separate your investment goals. For example, you could have one portfolio in Blockfolio that’s for long-term investments, another that’s for meme coins experiencing short-term hype, and another that represents a watchlist of up-and-coming cryptocurrencies. Tapping on any cryptocurrency brings up real-time price charts and news, so you can easily see what’s driving the value of your portfolio.

Now that Blockfolio is owned by FTX, its portfolio tools have been integrated into the free FTX app for iOS and Android. Creating an account with FTX is free and you can access all of Blockfolio’s tools even if you don’t trade crypto derivatives.

What We Like:

  • Track your crypto across hundreds of exchanges
  • Set up multiple custom portfolios
  • View real-time price charts and news
  • Free for iOS and Android

Top Crypto Apps Compared

For an overview of the nine best crypto apps reviewed above, check out the comparison table below.

Wallet Tradable Coins Fee Structure Debit/Credit Card Fee
Bitstamp 50+ 0.5% per trade 5%
DeFi Swap 50+ N/A N/A
eToro 43, plus 500+ convertible pairs Free, Spread-Only on Trades FREE for US clients, otherwise 0.5% 250+ 0.4% commission 2.99%
Aqru Crypto savings accounts on 4 tokens No fees on savings accounts N/A
Coinbase 50+ 1.49% commission 3.99%
Binance 1,000 markets + (60+ for US clients) 0.10% commission 4.5% + 0.5% for US clients
Blockfolio N/A N/A N/A
OpenSea NFTs 2.5% commission None

How to Choose the Best Crypto App for You

In order to narrow down our research findings to just five of the best crypto apps for 2022 – we focused on a selection of core areas.

In addition to regulation and supported markets, we also considered what fees and commissions the crypto app charges, and whether or not you’ll have access to trading tools.

If you’re still not sure which crypto app is best for you, consider the factors discussed below.


The most important thing to consider in your search for the best crypto app is whether or not the provider is regulated. For example, as we mentioned in our eToro review, this crypto app provider is regulated on multiple fronts.

This includes a license issued by the SEC, FCA, ASIC, and CySEC. This means that when you deposit funds into the eToro crypto app, you can be sure that your capital is safe.

However, we also came across crypto apps that operate without a license. In choosing such a provider, you can never be 100% sure that your money is secure

Supported Markets

Some crypto apps will allow you to trade a large number of digital currencies, while others focus on a select few.

For example, Binance offers over 1,000 cryptocurrency markets across a variety of projects. Bitstamp is also great for diversification purposes, as the platform offers dozens of digital assets.

best crypto app 2022

It’s best to choose a crypto app that offers plenty of access to plenty of different markets because you will be able to create a diverse portfolio with ease.

This means that if you spot a potential profit-making opportunity and your chosen crypto app supports the token, you won’t have any issues making an investment


When it comes to fees, you need to check a variety of charges before opening an account with your chosen crypto app.

This covers trading commissions, deposits, withdrawal, spreads, and more.

Let’s explore these fees in more detail in the sections below:

Trading Commissions

Many crypto trading apps will charge you a commission when you buy a digital currency. You also need to pay commission when you cash out your position.

Commissions can vary wildly between crypto app providers. For example, Coinbase will charge you 1.49% per slide.
Binance is very competitive at just 0.1% per slide. Bitstamp is also competitive, as the broker offers trades from 0.5% commission.

It’s crucial that irrespective of which crypto app you decide to sign up with, you won’t be overcharged to place trading orders.
The reason for this is that high trading fees will eat into your potential profit margin.

Deposit Fees

You might need to pay deposit fees when you add funds to your crypto trading app. This can also depend on the payment method that you choose.

For example, we found that crypto apps normally charge between 3-5% if you wish to deposit funds with Visa or MasterCard.
To give you an idea. Binance charges US clients 4.5% and Coinbase requires 3.99%.

etoro fees

It goes without saying that this is expensive, especially when you consider that eToro charges no deposit fees on debit or credit cards when the payment is made in US dollars.

Moreover, eToro charges no deposit fees when you use an e-wallet such as PayPal or Neteller, ACH, or a bank wire


This fee is more difficult to understand, as many crypto apps do not display it. For those unaware, the spread is the difference in percentage terms between the bid and ask price of the digital currency that you are looking to trade.

For example, if the spread amounts to 0.9%, this means that you are paying a premium of 0.9% to access the market.
And as such, you need to make gains of at least 0.9% on this particular trade to make a profit.


It can be difficult to trade cryptocurrencies on your smartphone, not least because you will be viewing a screen that is much smaller than a conventional laptop or desktop computer.

Therefore, it is important that your chosen crypto app offers a smooth and easy-on-the-eye trading experience. This can be achieved if the app has been fully optimized for your operating system.

The best way to assess is via a demo account facility – if this is something offered by the crypto app. This means that you can place orders, perform research, analyze pricing charts, and more without risking any money.

And, when you are confident that the crypto trading app is right for you, you can then proceed to open an account.

Tools and Features

When researching the best crypto apps for 2022, top-rated providers like Bitstamp, eToro,, and Coinbase offer a number of useful tools and features. This will allow you to make the most of the crypto app, as trading opportunities can be found at the click of a button.

The best feature that we came across was the eToro copy trading tool. This tool enables you to trade in a passive manner as you will be mirroring the positions of an experienced investor. Any position that the investor enters will be copied in your own portfolio.

etoro copy trading app

If you are looking for super-advanced trading tools, then you might consider Binance. This is because the Binance app offers everything from technical indicators and charting tools to TradingView integration.

Customer Service

The best crypto apps allow you to contact a member of the support team in real-time. For example, some of the providers we came across offer a live chat facility.

This allows you to have a conversation with the customer service department without needing to send an email or pick up the phone. As an added bonus, we like crypto apps that offer customer service around the clock on a 24/7 basis.

Best App for HODLing

In cryptocurrency jargon, ‘HODLing’ is a play on the word ‘holding’. And as such, to ‘HODL’ means to invest in a digital currency and hold onto your tokens in the long term.

In other words, you will be engaging in a  buy and hold strategy that will see you hold onto your tokens for at least a year – but perhaps longer.

Now, if you are a long-term cryptocurrency investor, it makes complete sense to keep your tokens in an app that allows you to earn interest. In doing so, not only will you receive regular income payments, but you will still benefit if and when the market value of your cryptocurrency increases.

As per our comprehensive research process, we found that the best crypto apps for HODLing are and Aqru. The reason for this is that both apps offer attractive interest rates via a safe and secure ecosystem.

Best Crypto Interest App

As noted in the above section, the best crypto interest apps are and Aqru. If you’re not sure which app is right for your long-term interest-earning requirements, consider the following:

  • If you’re looking to earn on USDC or USDC Maple, then Aqru is arguably the best crypto app for this purpose. This is because the platform offers an APY of up to 7% with a flexible lock-up period.
  • If, however, you’re looking to earn interest on stablecoins like the Gemini Dollar or Tether – then might be more suitable. This is because stablecoins yield up to 14% on

With that being said, it might be wise to consider a diversified approach in your search for the best crypto interest app. And as such, a more risk-averse idea might be to allocate your funds equally between and Aqru.

Best Crypto Staking App

Another way that the best crypto apps allow you to earn interest on your digital asset holdings is via staking.

  • This will see you lock your tokens away for a certain number of days or weeks.
  • In doing so, your tokens will contribute to the respective blockchain network for the purpose of validating transactions.
  • And, for as long as your tokens are engaged in staking, the respective crypto app will pay you a rate of interest.

We found that the best crypto staking apps in the market right now are for this purpose are eToro, Aqru, and As noted in our reviews, all three of these crypto apps offer a user-friendly and safe investment experience.

Best Crypto App for Altcoins

Diversification is a crucial aspect of being a successful long-term digital asset investor, so if you’re looking for the best crypto app for altcoins, consider Bitstamp. In doing so, you will have access to 50+ leading cryptocurrencies with various growth potentialities.

In fact, in choosing Bitstamp, you can create a diverse basket of digital currencies at a minimum investment of just $10 per token. And, the app only charges you the spread to buy and sell crypto assets – so you won’t get hammered by fees.

If, however, you find that the Bitstamp app does not support your preferred digital currency, you might consider This crypto app is home to over 250 digital assets and commissions amount to just 0.40% per slide.

Best Crypto Wallet App

Make no mistake about it – when you invest in cryptocurrencies, you also need to think about how you intend on keeping your digital tokens safe.

After all, this industry is attractive to remote hackers that would like nothing better than to gain access to your hard-earned crypto assets. With this in mind, if you’re looking for the best crypto wallet app for safety, we would suggest considering eToro.

Best Crypto Wallet App

This crypto app provider offers a secure wallet facility that is regulated by the Gibraltar Financial Services Commission. And, as the wallet connects to your main eToro account, you will still have access to trading and exchange services.

The eToro crypto wallet app is suitable for both beginners and seasoned pros alike – and the provider offers a recovery service in the event you lose your private keys.

Crypto Price Alert Apps

Price alerts are absolutely fundamental if you are planning to actively buy and sell cryptocurrencies. This is because you will be notified the very instant that an important price-related event occurs.

For example, when you download the Bitstamp crypto app, you can set up price alerts on tokens you have already invested in or simply wish to keep an eye on.

  • You can set a specific price alert in dollar terms – for instance, when Bitcoin hits $62,500.
  • Or, you can set your price alert in percentage terms – for example, if Ethereum goes up or down by 5%.

Either way, when one of your price alerts is triggered, a notification will pop up on the device that the Bitstamp crypto app is installed on.

How to Use a Crypto Trading App

Now we will walk you through the process of getting started with the best crypto app for 2022 – Bitstamp. From start to finish, it will take you just ten minutes to register an account, download the app, make a deposit, and place your first crypto trade.

Step 1 – Open a Bitstamp Account

Head over to Bitstamp’s homepage and click ‘Get Started’. Provide your full name and email address, then enter your date of birth to create your account.

Bitstamp sign up


Step 2 – Download the Bitstamp App

Navigate to the App Store or Google Play, depending on your operating system, and download the Bitstamp mobile app. Once downloaded, log in using the credentials you created when opening your account.

bitstamp app download

Step 3 – Verify your Account

Bitstamp requires you to verify yourself before making a deposit as a new trader. To do so, click ‘Personal account verification’ on your dashboard and complete Bitstamp’s KYC checks. You’ll then have to upload photo ID (e.g. passport) and proof of address (e.g. bank statement) to verify your identity.

Step 4 – Make a Deposit

Click ‘Deposit’ and choose which method you’d like to use and the currency you’ll be using. Bitstamp accepts ACH transfers for US-based clients and will provide a set of account details where you can manually transfer the funds. This process usually takes 1-2 business days to complete.

Step 5 – Buy Cryptocurrency

Once your account has been funded, you’re ready to buy cryptocurrency. Search for the name or ticker symbol of the crypto you’d like to invest in and click ‘Buy’. In the order box, enter your position size, decide which order type you’d like to use, and click ‘Buy’ once more.

Bitstamp app review

Cryptoassets are a highly volatile unregulated investment product. 


By opening an account with a top-rated crypto app, you can buy and sell digital assets while on the move. The best crypto app in the market for 2022 – as per our research findings, is offered by the highly-respected broker Bitstamp.

The Bitstamp app not only gives you access to 50+ leading cryptocurrencies in a user-friendly and secure manner, but you will only be charged 0.5% per trade. You can buy crypto on the Bitstamp app right now from just $10 – and USD deposits incur no fees.

Bitstamp logo

Cryptoassets are a highly volatile unregulated investment product. 

Frequently Asked Questions on Crypto Apps

What is the best crypto app?

What is the safest app for buying cryptocurrency?

What is the best crypto wallet app?

What is the best crypto app for price alerts?

What is the best crypto app for trading?

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